Over 50s cover is a simple and accessible life insurance option for those aged 50 and above. It offers a guaranteed payout, regardless of your health, with no medical checks required. This cover can help ease the financial burden on your loved ones by contributing towards funeral costs or leaving behind a small financial gift.

Children’s critical illness cover provides financial support if your child is diagnosed with a serious illness listed in the policy. A lump-sum payment is made to help with medical expenses, travel costs, or time away from work, allowing you to focus entirely on your child’s care and recovery without additional financial strain.

We work closely with trusted specialists who can support you with both wills and pension planning. Whether you’re looking to organise your estate or make the most of your retirement savings, we ensure you’re introduced to the right experts. Our aim is to make the process smooth, straightforward, and tailored to your individual needs.

Wills are not regulated by the Financial Conduct Authority.

Setting up a trust ensures that your policy payout goes directly to the right people, at the right time. We can guide you through the process, helping you protect your loved ones and potentially speed up the payout while keeping it outside of your estate. It’s a simple step that adds clarity, control, and peace of mind to your financial planning.

Trusts are not regulated by the Financial Conduct Authority.

Global Treatment gives you and your children access to world-class medical expertise and facilities. If you’re diagnosed with certain serious conditions, you can receive treatment at leading hospitals around the world. This cover provides reassurance that you’ll have access to specialist care and advanced treatment options, no matter where they are located.

Fracture cover provides a one-off cash payment if you suffer a broken bone due to an accident or injury. Whether it’s a minor fracture or something more serious, this payment can help cover unexpected costs such as time off work, travel expenses, or additional care needs. It’s a simple way to add an extra layer of financial protection for life’s unforeseen events.

Income protection is designed to support you if you’re unable to work due to illness or injury. It provides regular payments to replace a portion of your income, helping you stay on top of essential outgoings like your mortgage, rent, bills, and daily living costs. With the right cover in place, you can maintain your lifestyle and financial commitments while you recover.

Critical illness cover offers financial support if you’re diagnosed with a serious medical condition such as cancer, heart attack, or stroke. It pays out a tax-free lump sum that can be used however you need—whether that’s covering medical costs, household bills, or taking time off work. This allows you to focus fully on your recovery without the added worry of financial pressure.

Life insurance provides financial protection for your loved ones when they need it most. In the event of your passing, a tax-free lump sum is paid out to help cover everyday living expenses, funeral costs, outstanding debts, and mortgage payments. This ensures your family can remain financially secure, stay in their home, and maintain their standard of living without added stress during an already difficult time.